flstandardbreds Chapter 161 The mountain does not see me, but I see the mountain.
Chapter 161 The mountain does not see me, but I see the mountain.
Since it was their first collaboration, and the Ma family's reputation wasn't very good, the collaboration was a new one.
Lin Yi naturally had to take some precautions to minimize the risks.
Buying mining rights outright seems like all you have to do is pay taxes and not share profits with the Ma family, but the risks are too high.
Leaving aside the fact that Ma Yuanqing broke his promise and became rich, they found a pretext to confiscate his own property.
Even a simple tax increase can cause a company to lose so much money it'll bleed.
To avoid such a situation, or even to prepare for the worst-case scenario, a deep partnership between the two parties is undoubtedly the best approach.
Even if Ma Yuanqing eventually tries to seize his assets, the losses will be smaller.
He controls the resources and has control over the technology and sales channels, which makes him somewhat wary.
So when Ma Jizu visited Lin Yi as instructed by Ma Yuanqing and expressed his hope that Lin Yi would develop the project independently, Lin Yi directly refused: "Commander Ma, it's not that I don't want to, it's just that this is not a small investment."
"If we buy the development rights, we won't have the money to buy mining and refining equipment."
"Mr. Lin, you're too modest. With such a large business, how could you possibly be short of such a small amount of money?"
Ma Jizu chuckled.
He was initially very interested in the collaboration proposed by Lin Yi.
Once oil is successfully developed, it will mean a steady stream of income for the Ma family.
However, a single sentence from the experienced Ma Yuanqing enlightened him.
To maintain such an income in the long run, one must have the ability to retain it.
The current situation is not very favorable for the Ma family, so taking a large sum of money and securing it is the best option.
As for long-term interests... the oil buried underground can't be moved. As long as the Northwest still belongs to the Ma family, there will be plenty of ways to deal with it in the future!
That's why Ma Jizu took the initiative to visit this time.
Moreover, they even brought gifts, displaying an attitude of humility and respect.
"Commander Ma, it's precisely because your business is so big that you're short of money."
Lin Yi smiled and waved his hand: "Outsiders only see my success, but who knows that I'm heavily in debt?"
"To be honest, I owe the bank almost 100 million yuan in loans."
Ma Jizu: "???!!!"
Liu Jing: "..."
He knew about this; including the interest after it matures, it should be over 80 million.
But Mr. Lin has even more savings!
Ma Jizu was surprised for a moment, but still couldn't help but ask in astonishment, "Mr. Lin, are there really so many?"
"Of course, otherwise, Commander Ma, how do you think I built this fortune in just two years?"
"It's all thanks to the bank's help."
Ma Jizu's lips twitched, and he didn't know what to say for a moment.
According to the information he had, Lin Yi was indeed a rising star in the past two years.
I was indeed curious before about how he managed to create such a big stir in less than two years.
According to Lin Yi's explanation, everything makes sense.
That's 80 million!
Not to mention doing business, it's enough to support the Ma family's tens of thousands of troops for two or three years!
Despite the感慨 (feelings of deep emotion), her father's words still echoed in her ears.
So he grinned and said, "Since Mr. Lin can get the money from the bank, isn't this matter very simple?"
"Just keep borrowing money from the bank."
Lin Yi: "..."
He looked at Ma Jizu with surprise, unsure whether the kid was really stupid or just pretending.
Put aside the fact that you have plenty of ways to get money from the bank.
Regardless of how large an industry he builds in the Northwest, or how good his drinking buddies are to him, he doesn't care.
Even if oil is eventually extracted here, he won't be able to get a mortgage loan in Shanghai!
Don't you know your own situation?!
I almost laughed out of anger.
Lin Yi rubbed his cheeks and smiled innocently: "If that's the case, then of course it would be best."
"However, I still need Commander Ma to help me smooth things over with the banks in Jinzhou."
"I'm willing to accept a higher interest rate as long as they're willing to lend me money to get the mining rights."
"...Mr. Lin, what Jinzhou Bank? Didn't you borrow money from a bank in Shanghai?"
“Commander Ma, when borrowing money from banks, local properties are usually required as collateral.”
"Banks have never recognized businesses from other regions."
Liu Jing, who was standing to the side, interjected with an explanation.
He then added, "You may not know this, but Mr. Lin's businesses in Guangdong and Sichuan provinces were also financed by loans from local banks."
These loans are real.
However, these were all industries that were invested in and built, and the assets were obtained only after a certain foundation had been established.
Moreover, the amount wasn't large, unlike the generous banks in Shanghai.
Upon hearing this, Ma Jizu blushed.
He's not in business, how could he possibly know about this?
Moreover, while it's true that there are several money shops in Jinzhou, they all belong to the Ma family.
If we really lend the money to Lin Yi to buy mining rights, wouldn't that be a scheme of transferring money from one pocket to another?
Although interest will accrue in the process, how can that amount of interest compare to stock dividends?
Oh shit!
Muttering a curse under his breath, Ma Jizu knew that the matter was beyond negotiation.
"This is a very important matter, and I'm afraid I can't make the decision on it."
He chuckled and stood up straight: "Mr. Lin, I need to go back and report to my father to see what he thinks."
"Alright, then I'll wait for good news."
With that, Lin Yi got up and saw Ma Jizu out of the hotel.
Watching him mount his horse and ride away, Liu Jing said with some concern, "Mr. Lin, when we were talking yesterday, Ma Jizu was clearly interested in your cooperation proposal. It's not right that he changed his mind after just one night."
Lin Yi nodded, and the smile on his face disappeared.
He thought for a moment and said, "Let's see how things go. If Ma Yuanqing doesn't agree to cooperate, we'll reconsider."
Instead of choosing cooperation, he wants to sell mining rights. How could he not worry that this is a huge pitfall?
If the other party doesn't back down, then this matter really has to be dropped.
There's no reason to knowingly jump into a trap.
Worried about these things, Lin Yi returned to his room and locked himself in.
I didn't go out until dinner time.
Seeing that he had regained his energy, Liu Jing, who had been worried all day, finally breathed a sigh of relief.
While having dinner with Lin Yi, he couldn't help but ask, "Mr. Lin, have you thought of a good idea?"
Lin Yi glanced at him: "No."
Liu Jing: "..."
Seeing Liu Jing's embarrassed expression, Lin Yi chuckled and said, "Let's eat."
He had come up with a solution, but the cost was too high.
The mountain does not see me, but I see the mountain.
Problems can always be solved if you're willing to use your brain.
The crux of the problem lies with Ma Yuanqing.
If the root of the problem cannot be solved, then just get rid of the person.
Sichuan Province is adjacent to the northwest. As long as you are willing to spend money, the warlords in Sichuan Province are not to be trifled with!
Cavalry is nothing. As long as you have enough machine guns and cannons, dealing with cavalry is easy.
If the Jiangsu-Zhejiang financial groups could support Chiang Kai-shek, then they could also cultivate their own proxies.
Yang Zihui would be a good fit.
I'll support him in becoming the King of the Northwest, and I'll give him a 50-year exclusive right to operate the mineral and oil resources in the Northwest. I don't believe Yang Zihui won't agree!
Of course, this is the worst-case scenario...