Chapter 189 Dedication
Chapter 189 Dedication
As soon as Gu Rao got home, he couldn't wait to take out the jar where he saved money from the space, poured all the money on the table and counted them one by one.
There were three 100-tael silver notes and two 10-tael silver ingots. The rest were all gold or silver coins and copper plates.
Bieye watched her count enthusiastically and asked, "Don't you have a special account book and remember exactly how much you earned every day and how much you had before?"
Gu Rao didn't even raise his head and continued to concentrate on counting the money.
"I always feel that I may have forgotten it, and maybe there will be a surprise on the other side of the tree."
Bieye's mouth twitched.
Not to mention how meticulously she remembers things every day, her arithmetic ability is unparalleled and she is unlikely to miscalculate money.
It didn't take long for Gu Rao to finish counting, and he lay on the table frustrated, pointing one finger at his chin, and looking ahead blankly.
"No surprise at all."
Bieye said helplessly, "If there is really a surprise, it means there is something wrong with your settlement. Is it something worth being happy about?"
Gu Rao was not comforted.
"I would rather have a problem with my calculations than suddenly have a little extra money. Otherwise, the three hundred and seventy taels of silver we have now are not enough to buy that three-story restaurant!"
When money is used, you will regret it!
Bieye said, "Not only does that restaurant have three floors in the town, there are others. If you can't bid for that restaurant, let's look at other ones."
Gu Rao shook his head.
"I compared it with other places. Although it also has three floors, firstly, the location is not as good as that one. Secondly, after taking the photo, that house also provided furniture. The furniture was made of solid wood and of high quality. Well, they are all 80% new. Just that set of furniture would cost a lot of money for us to hire a carpenter to make."
"If I buy the shop somewhere else, I'm not so confident that I can make back the money I spent on the shop soon. But if I buy it there, I might be able to make back the money I paid for the shop within a year!"
Beyeye was silent.
He could see that his wife really liked that restaurant.
"What are you going to do?"
Gu Rao suppressed the reluctance in his heart and said, "I still have a lot of jewelry, so let's pick out some less favorite ones to pawn."
"If you run out of jewelry, you can buy it later when you have money. But in our shop, once you buy it, you almost never replace it. It will last for ten or even decades. Of course, you have to choose the best in every aspect."
Bieye thought for a moment.
"You never buy things you don't like. Since you bought them, they are all your favorites. Are you really willing to pawn them?"
Gu Rao nodded.
"Just do it!"
"After all, jewelry is just decoration. No matter how beautiful it is, it cannot be used as food. If you put it there, it will not only look good, but it will not make money. But the shop is different. After buying it, you can make money with money. After comparing the two, I still sold it. It’s more cost-effective to invest in business.”
Bieye suggested, "Those jewelry are your favorite things. If you don't have to, don't touch them anymore. If you really want to bid for that restaurant, let's go to the bank to borrow money."
Gu Rao was stunned when he heard this.
"Can the bank still lend us money?"
Beyeye nodded.
"Borrowing money requires property as collateral, and the interest rate is relatively high. The sooner you pay it back, the better. After borrowing the money, we have to work harder to make money and try to replace the borrowed money as soon as possible."
Gu Rao asked if he didn't understand.
"What's the annual interest?"
Bieye said, "Double."
Gu Rao was shocked.
"Double?"
Bieye was calm.
"It is precisely because the interest rate on borrowing money is so high that most people cannot afford it and dare not borrow it. Even those with a modest income may end up racking up interest because they cannot repay the borrowed money in time. In the end, everything went bankrupt.”
Gu Rao, "..."
"This is too dangerous!"
Suddenly realized something.
"Have you been in contact with it before?"
If you have never been exposed to it, how can you understand this aspect?
Biyeye hummed.
"My father died suddenly. The family did not prepare a coffin for him in advance, and Liu Guihua held the money. I had no choice but to go to the bank to borrow money to buy a coffin to bury my father."
Gu Rao was a little surprised.
"You mean, the family actually had money at that time, but Liu Guihua was unwilling to use it to buy a coffin for her husband?"
Bieye poured a cup of tea for himself and Gu Rao each, then took a sip from his own cup of jasmine tea.
"Ah."
"Liu Guihua wants to keep the money for other talents to study."
Gu Rao felt a little sorry for him.
"You were only eleven years old at that time!"
"Why don't you ask someone in the village to borrow it?"
Bieye said in a calm tone, "I was only eleven years old at that time, and my hunting skills were not as good as later. They were afraid that I would not be able to pay back the money they borrowed, so they refused to lend it to me."
Gu Rao could not imagine that an eleven-year-old child, who clearly knew nothing, would go to a bank in town to borrow money alone.
"Although I have never met your father, the fact that you have such deep feelings for him shows that he should still treat you well. There is finally a good person in this family."
"Let's take some time to offer him a stick of incense sometime."
A smile flashed across Beiye's eyes.
"it is good."
Gu Rao asked curiously, "How much did you borrow? Didn't you say that borrowing money requires financial collateral? What did you use as collateral?"
Bieye said, "I am penniless, and the only thing of value is me. I mortgaged myself to the bank and borrowed one tael of silver. The interest for a year is one tael, and I have to pay back a total of two taels of silver." "
Gu Rao frowned.
If others heard about his experiences, they would definitely praise him for his filial piety, but she just wanted to say that he was too stupid and always put himself first.
How could he...
"If you don't pay in one year, will you be sold into slavery?"
Bieye reached out and rubbed Gu Rao's hair, and said with a smile, "It's all over. I still paid back the money within a year. You don't have to feel bad for me."
Gu Rao pulled his hand down.
"Messed up my hair again."
He took his broad palm and played with it, and said seriously, "No matter who it is for, don't do such stupid things again in the future."
"It is a good thing to value love and justice, but I would rather you be more selfish and think more about yourself instead of living stupidly for others."
Bieye closed his palm to cover the hand that was twice the size of his own, and said in a nonchalant way, "I will think more about myself."
Gu Rao, "..."
Don't think she can't tell, his attitude means he didn't listen to her words at all!
"You are so dedicated, why don't you go to the bank to borrow money this time and mortgage yourself? You look tall and strong now, so you should be more valuable than when you were a child, right?"
Bieye didn't hesitate at all.
"it is good."
Gu Rao, "!"
"Do you want to listen to what you're saying?"
Bieye's expression did not change.
"I believe we can repay the money in time, so what does it matter if we temporarily mortgage it?"
Gu Rao, "..."
"Aren't you afraid that after I sell you, I won't want to pay back the money and run away with it?"
Bieye's eyes were determined.
"You are reluctant."
Gu Rao, "..."
I really don’t know whether to call him stupid or smart.
If you say he is stupid, he can always grasp her thoughts so accurately. If you say he is smart, he does some very stupid things every time!
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